Growth Lever for 350+ Consumer Brands

Approval Rate
(Among Highest in the Industry)

0 %+

(No Documentation Needed)


White Labled
(thats a better fit for your product)

0 %


T+1 Settlements

Get the payments upfront on T+1, No waiting for 2,3,7 or any other amount of CRAZY days.

Instant Integration with major Payment Gateways

D2Cs can easily integrate within shopify using our Simple Plugin.
Apps & Custom Websites can also integrate directly via easy APIs.

Zero Credit Risk to you!

We take the full Credit-Risk, you do not need to worry about Defaults or Delinquencies. Plus, our Sign-up Journey is a Single OTP & No uploads!

White Labelled, Boost Retention

Leverage the power of Sticky Credit, by changing the BharatX PayLater name to "Your_Brand" PayLater and boost Retention.

Here's some successful stores who benefit from our affordability products

People who believe in us 🙂

Your customers will love Credit-as-a-Feature. Look at
what some of our Existing Clients experience!

Concerned About Team Bandwidth?

Integrate in just 2 hours!