Plot No. 107, 9th Street, Dr. Kalaignar Nagar, Tiruvottiyur, Chennai, India 600019

Pay in 3
Your product quality at user's affordability


Higher Order Value

Pay in 3 has proved to achieve upto 56% Higher Average Order Value (AOV) for Merchants. Take away the worry of budget!


More Sales

Customers spend upto 2X more when merchant's product pages have the Pay in 3 option promoted along with the price tag.


Increased Checkout Conversion

Merchants have seen over 10% increase in conversion at their Checkout page when having a Pay in 3 option on their checkout page.

Why your users will love this :)


Making Dreams Affordable!

From those stylish goggles to that gorgeous chudidar, we wanted them but had an internal World War 3 whether to spend so much or not! Now your customers can be at peace when everything on your store is well within the budget!

Zero Documentation, Zero Interest!

Your users will finally be able to use the value you provide via your platform without having to worry everytime about paying up in cash and losing their liquidity!

How It Works

User Places Order

The user places an order on your app using the Pay in 3 option on your checkout page. They pay only 1/3rd the amount while you get the full payment on T+1.

User Gets Notified

The user gets notified every month to repay one-third of their payment using payment links or Auto-Debit option via UPI/Credit Cards etc.

User Pays Us

The user gets a grace period of 5 days on every due date to repay us, i.e. 30 days & 60 days after the purchase. Users can also choose their repayment date!

Features You Will Love


Why integrate someone else's brand when you can make your own Khata product using our No-Code customisations?

2 Hour Integration

No Compliance Setups, no operational changes. For you it's another payment method, but for users, it's a blessing!

Zero Risk

You take zero financial risk when offering this option and get your revenue just like you got before.

Like a Payment-Gateway

Works like a payment gateway. Integrate it like a payment gateway. Recieve funds like a payment gateway on T+1.

Enable Pay in 3 in < 2 Hours!