BNPL Which Just Works.
Get new orders & bump sales by ↑ 15%

Enable Your_Brand_name Pay In 3 or 6 or 12 using our simple to install Shopify Plugin/APIs.

Growth Lever for 350+ Consumer Brands

Approval Rate
(Among Highest in the Industry)

0 %+

Documentation
(No Documentation Needed)

100

White Labled
(thats a better fit for your product)

0 %

Features

T+1 Settlements

Get the payments upfront on T+1, No waiting for 2,3,7 or any other amount of CRAZY days.

Instant Integration with major Payment Gateways

D2Cs can easily integrate within shopify using our Simple Plugin.
Apps & Custom Websites can also integrate directly via easy APIs.

Zero Credit Risk to you!

We take the full Credit-Risk, you do not need to worry about Defaults or Delinquencies. Plus, our Sign-up Journey is a Single OTP & No uploads!

White Labelled, Boost Retention

Leverage the power of Sticky Credit, by changing the BharatX PayLater name to "Your_Brand" PayLater and boost Retention.

Here's some successful stores who benefit from our affordability products

Pay in 3
Split your payments into 3 parts at Zero Cost!

Fashion and Apparel Apps Electronic Gadget & Accessories

Let your users pay only 1/3rd and complete the purchase while the remaining get’s debited 30 & 60 days later in 2 parts via UPI @ Zero Interest!

Learn More

Pay in X
Pay only 25% and rest in 3-18 EMIs

Home & Living Healthcare and Education

Let user’s pay only 25% upfront and the rest later in 3-18 EMIs using our real-time Account Aggregator based technology which approves NTC in seconds.

Learn More

Postpaid
Pay for all your transactions in a Single Bill every month!

Ride Hailing Apps Food & Grocery Delivery

Order with a Single Click everytime on your favourite Grocery, Ride-Hailing, Food Delivery apps and Pay a single bill every month.

Learn More

People who believe in us 🙂

Your customers will love Credit-as-a-Feature. Look at
what some of our Existing Clients experience!

“Hello.. first experience was good.. I have no doubts regarding paylater.. once we ordered food from crisfood and while payment realised we don't have enough money so we tried for first time paylater.. and we were happy that for that moment we didn't had money then too our stomach was full ..And All thanks to your update.. this pay later is really handy during month end”

“Thank you so much for your help. Really appreciated for the fast response thank you once again”

“Thanks for your help. God will help you🙏🏻”

“Thanks so much Ma'am..Pay later is a good option especially if you have month end crunch.”

Concerned About Team Bandwidth?

Integrate in just 2 hours!

BNPL Which Just Works.
Get new orders & bump sales by ↑ 15%

Growth Lever for 350+ Consumer Brands

Features

T+1 Settlements

Instant Integration with major Payment Gateways

Zero Credit Risk to you!

White Labelled, Boost Retention

Here's some successful stores who benefit from our affordability products

People who believe in us 🙂

Your customers will love Credit-as-a-Feature. Look at
what some of our Existing Clients experience!

Concerned About Team Bandwidth?

Navigation

Use Cases

Company

Contact

BNPL Which Just Works. Get new orders & bump sales by ↑ 15%

Growth Lever for 350+ Consumer Brands

Features

T+1 Settlements

Instant Integration with major Payment Gateways

Zero Credit Risk to you!

White Labelled, Boost Retention

Here's some successful stores who benefit from our affordability products

People who believe in us 🙂

Your customers will love Credit-as-a-Feature. Look at what some of our Existing Clients experience!

Concerned About Team Bandwidth?

Navigation

Use Cases

Company

Contact

BNPL Which Just Works.
Get new orders & bump sales by ↑ 15%

Your customers will love Credit-as-a-Feature. Look at
what some of our Existing Clients experience!