Shop Now
Pay Later

Purchases made easy

The product customers
have always loved

Splitting the bill payment is like a dream come true. BharatX made this dream a reality by allowing users to make purchases in an instant on credit and pay the whole bill on 5th/20th day of the month

How It Works ?


The user places an order on your app using the Pay Later option on your checkout page. No upfront payment is charged from the user end.


On adding all the items in cart, user can pay the whole bill on 5th/20th day of the month based on the order date.


Users gets to pay in bi-monthly credit cycles (order between 1-15th, and pay on 20th, order between 16-31st and pay on 5th).

Features You Will Love


Why integrate someone else's brand when you can make your own Khata product using our No-Code customisations?

2 Hour Integration

No Compliance Setups, no operational changes. For you it's another payment method, but for your users, it's a blessing.

Zero Risk

You take zero financial risk when offering this option and get your revenue just like you did before.

Like a Payment-Gateway

Works like a payment gateway. Integrate it like a payment gateway. Receive funds like a payment gateway on T+1.

What we recommend for:

Ideal for food delivery applications allowing users to make the payment later within 15 days of billing cycle.

Pay Later supports any other custom solution as well.

Concerned About Team Bandwidth?

Integrate in just 2 hours!